How To Play Baccarat

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The fundamentals and the best ways to play baccarat

Baccarat or Punto Banco is normally played in a separate gambling establishment location. The playing table is about the size of a craps table with three casino dealerships and as much as 12 or 14 gamers.

There are simply 2 primary bets to make: banker or player – Banco or Punto, plus the hardly ever made use of Standoff. Some gambling establishments let the players deal the cards in turn and others have a casino dealer to deal the cards. In online Baccarat the cards are dealt automatically by a virtual dealership.


Each gamer, including the player dealing, may wager on either Punto or Banco but it is customary for the dealer to bet on Banco. Gamers might opt not to deal, passing the ‘Shoe’ to the next player. The shoe remains with one player as long as the Bank wins. If Punto wins, the shoe passes on to the next player.

Two hands are dealt and you bet which one will win, or that they will tie. It is just like betting on Black or Red at roulette, and the payoff ares money, 1:1 (other than for the standoff, which pays 8-1 or 9-1). The only distinction in between the Banco and Punto bet is a win on Banco will certainly cost you 5 % commission or tax levied by the gambling establishment – the in-built advantage.

The reason for taxing the Banco is because it has been established that over an 8-deck cards play on average the Banco will win three to four hands more than the Punto.

Each hand consists of a minimum of two and a maximum of 3 cards. The individual dealing will put two cards, face down, tucked under the shoe, and give the player with the largest bet on Punto the other two cards, face down.

The Punto gamer then takes a look at the cards and gives them back to the gamer who is dealing. Then the player who is dealing will certainly turn over the cards of both hands while one of the casino dealers will reveal the results and the winner.

If either hand has a total amount of 8 or 9 (9 is the greatest), then it is called a ‘Natural’ and say goodbye to cards are dealt. If it is not a natural, then depending on the value of each hand the gambling establishment dealer may advise the card dealer to deal a third card. The decision when to deal a third card follows precise set policies made use of by all casinos.

Once dealing is completed, the hand with the highest count wins. The paying casino dealers will collect the losing bets first and then pay the winning ones. The player who actually deals the cards is not responsible for the payouts. He is much like any other gamer, playing against the casino.

The rules

Baccarat is played from a six-deck or an eight-deck shoe. All face cards and 10s have no value. Cards less than 10 are counted at face value, Aces are worth 1. Fits don’t matter. Only single digit values are valid. Any count that reaches a double digit drops the left digit. 15 is counted as 5 and 25 is also counted as 5.

To start, the players wager either on Banco or Punto or Standoff. The card dealer offers two cards each; first to the player and then the lender. The object of the game is to wager on the hand that you believe will certainly have the highest total value.

A third card might be dealt to either or both the player (Punto) and the bank (Banco) based on the following three-card-rules. It is not necessary to learn these rules to play, they are compulsory choices and therefore automatic. Only on rare occasions a mistake is made:


Gamer’s third-card-rule

If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
If the player’s total is less than or equal to 5 the player’s hand draws a 3rd card.
If the player does not draw a third card, then the bank’s hand bases on 6 or more and takes a third card on a total of 5 or less. If the player does take a third card then the Bank’s third-card-rule below will determine if the bank takes a third card.
Bank’s third-card-rule

If the bank’s total is 2 or less then bank draws a card, no matter exactly what the gamers third card is.
If the banks total is 3 then the bank draws a third card unless the gamers third card was an 8.
If the banks total is 4 then the bank draws a third card unless the gamers third card was a 0, 1, 8, or 9.
If the banks total is 5 then the bank draws a 3rd card if the gamers 3rd card was 4, 5, 6, or 7.
If the banks total is 6 then the bank draws a third card if the players third card was a 6 or 7.
If the banks total is 7 then the bank stands.
House benefit
Banker (Banco) 1.17 %.
Player (Punto) 1.36 %.
Tie (Standoff) 14.12 % at 8:1 payout.


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October 29, 2014: posted in Baccarat No Comments

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